Do you know how to spot a phony request in an e mail?
For example, you receive an e-mail claiming to be from your bank, asking you to verify or update your account or contact information. How can you be sure this e mail is coming from your bank and not some other source? Everything in the email looks legitimate, including the logo and the names of the links. Be careful, though, because something may not be quite right. You could be a victim of a phishing scam.
Phishing is when online scammers entice people to give away their personal information via e-mails or websites that mimic communications from sites that you know and trust.
One question to ask yourself is “Would I legitimately be getting a message from this site?” For example, if you receive an email claiming to be from Suntrust Bank, and you don’t have an account at Suntrust, you would likely be inclined to ignore it. However, if you have such an account, you may be tempted to take it more seriously.
Legitimate websites, especially bank or e-commerce sites, will often have a security certificate which you can see by typing their web address in with an https:// instead of http://
It’s difficult to tell which links in an email are genuine because sometimes they contain part of the name of a legitimate website. But that can be faked. One way to tell is to rest your mouse pointer on the link without clicking. Here, you can see that the link is actually not the same as the address, it’s leading to another site: